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As the preferred carrier for TBNA (Texas Bar & Nightclub Alliance), The Texas Bar and Nightclub Insurance Group can offer member-owners discounts for up to 10 percent off standard rates, depending on factors such as an establishment’s loss history.
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We also offer additional savings opportunities:
- Discounts for security cameras;
- Discounts for tapes, stored off-site for 60 days or longer;
- Discounts for tapes that are cloud-based;
- Discounts for having security guards on the premises;
- Discounts for being equipped with monitored burglar and fire alarm systems;
- Discounts for active sprinkler systems.
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And we will make sure policies provide adequate coverage.
We won’t write a policy for less than $1 million in liability coverage.
And for many clients we recommend more than that.
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Within 24 to 48 hours after reviewing an establishment’s existing policy, we will provide a free “second opinion”, spotlighting any potential coverage shortcomings.